Collaborative Mortgage Solutions

Working together on your home financing needs

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Our Process

With every new client, we take the time to listen to your needs in order to build a plan that is in line with your goals. The process is divided into parts where we focus on information gathering, communication and processing, and delivery. It is important to us that you are informed and assured when selecting a mortgage.



Buying a home

Whether you are a first time home buyer or looking for that savvy investment property, stress and complications can arise when arranging financing.  That's where we come in.  Let us help you secure the right mortgage.


Considering a refinance

There are many reasons to consider a refinance.  Lower interest rates, debt consolidation, or even just accessing the equity in your home.  We can discuss the pros and cons with you to see if a refinance is right for you.


Renewal coming up?

Is your mortgage renewal coming up?  Is your lender offering you the best rate and terms?  Call us for a no obligation consultation to see if we can find you something better and if it makes sense to switch.

Ready to get started?

A mortgage broker is an independent, licensed, and certified professional with an established network of lenders who works on your behalf to find the most suitable option for you.  We do the research to save you the time and hassle of dealing with different banks and lenders so that you can focus on other aspects of the home buying process.

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Jorden Porter

Jose made getting our new home not only possible but set us up for it to be absolutely painless, Jose spent months making sure we set every pawn in place so that our current house and our new house were set in perfect positions to help us maintain a positive cashflow, by following his expert advice we were able to get our dream home and not stress about anything during the whole process, if you want a stress free transaction, backed by skill and expert advice Jose is the man for the job!

Ashley Porter

I couldn't be happier with the support and service that was provided while I was shopping for a home. I have used previous banks/mortgage brokers in the past and I have never been more satisfied or felt I was able to trust in the way I was able with lendlab mortgage. Through every step of the way, my worries were eased and it was a truly painless and all around wonderful experience. You can tell Jose truly loves his job and always looks out for the best interest of his clients, is always one step ahead of the game and makes the perfect recommendations for other businesses that are required when purchasing a home. I can say I'd choose lendlab mortgage again, 100 times over.

Barbara Dobbyn

Working with Balraj was a great experience for me. For my first time researching my own mortgage I had a lot of questions and different scenarios I wanted to explore and Balraj was patient, professional and knowledgable about everything I asked. I never felt pressured to make any decisions and truly appreciated the guidance in making such an important financial decision. I would highly recommend him as a mortgage broker!

S Ravello

Balraj was recommended to me from a friend of mine/realtor. My mortgage renewal was quick , easy, and painless. Balraj is a breeze to talk to and he really makes you feel comfortable! I'd definitely recommend him to anyone looking for a mortgage broker. A+

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Reach out anytime for a no obligation conversation to see if we are right for you. Always happy to chat!

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