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Purchase

Buying a home

Whether you are a first time home buyer or looking for that savvy investment property, stress and complications can arise when arranging financing.  That's where we come in.  Let us help you secure the right mortgage.

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Our Process

Are you looking to get pre-qualified for a purchase? One way to work on a mortgage pre-qualification is to give us a call so we can assess your needs and work on an application together. The other way would be to fill out an online application and someone from our team will reach out to you and go over the details.

Do you have an accepted offer on a home? Time and being efficient is important at this stage. Working on an application right away and collecting the necessary documents will ensure that we can successfully hit every milestone of the purchase process.

A second home or rental property? The best way to start here is to create a borrower profile so we can review your current position. From there we will be able to advise on further purchasing opportunities in real estate.

Mortgage Rates

Whether fixed or variable, we will have a solution for you.

2.09

%

5 Year Fixed

1.45

%

5 Year Variable

2.45

%

HELOC

Rates are subject to change and availability is based on approved credit

See all Rates

Testimonials

Kristy Webster

We highly recommend Jose and LendLab! Jose made financing happen for us in record time, had an answer and explanation for every single question we had, was available at any time of the day or night and was even able to get us a last minute rate drop. On top of that, he was patient, pleasant and genuinely cared about us and his knowledge, professionalism and expertise can’t be beat. We are so appreciative of the way Jose went above and beyond to make purchasing our first home such a wonderful, stress free experience and we are looking forward to working with him for years to come! Thanks for making our dreams come true Jose!

Ashley Porter

I couldn't be happier with the support and service that was provided while I was shopping for a home. I have used previous banks/mortgage brokers in the past and I have never been more satisfied or felt I was able to trust in the way I was able with lendlab mortgage. Through every step of the way, my worries were eased and it was a truly painless and all around wonderful experience. You can tell Jose truly loves his job and always looks out for the best interest of his clients, is always one step ahead of the game and makes the perfect recommendations for other businesses that are required when purchasing a home. I can say I'd choose lendlab mortgage again, 100 times over.

Laila Bukht

Balraj was fantastic to work with and was very knowledgeable as to what needed to be done. He walked me through step by step and was happy to answer any queries I had. He went above and beyond and I would definitely, highly recommend his services.

Samer Qasem

Balraj is incredibly great. We can not thank him enough for what he did for us before, during, and after our first home purchase. I definitely recommend him for anyone looking for a mortgage broker in Vancouver Island. Getting to know Balraj was one of the best things that happened to us in Nanaimo.

Ready to get started?

A mortgage broker is an independent, licensed, and certified professional with an established network of lenders who works on your behalf to find the most suitable option for you.  We do the research to save you the time and hassle of dealing with different banks and lenders so that you can focus on other aspects of the home buying process.

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Services

Our services are built to suit your needs whether it is a home purchase, mortgage refinance, or switching lenders at time of renewal.

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Reach out anytime for a no obligation conversation to see if we are right for you. Always happy to chat!

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