A team based approach focused on putting you and your family first.
How we got started
Balraj & Jose met a few years ago on opposite sides of the process. Jose was new to the Nanaimo mortgage broker industry and Balraj & his wife were first time home buyers. After a successful home purchase in Nanaimo, Balraj was interested in learning more about real estate financing and explored the idea of becoming a mortgage broker himself. After completing the educational and licensing requirements, he teamed up with Jose who started showing him the ropes. The two became friends and worked well together from the get go, learning and growing at the same time.
Jose was promoted to lead mortgage broker and managed the day to day operations of a successful brokerage in town earning rave reviews on his dedication. Balraj spent his time developing the skills and knowledge on all aspects of mortgage brokering and the time came for him to set off on his own. After some time navigating the mortgage world by himself, an opportunity came up and they decided to set up shop together.
Jose & Balraj started Lendlab Mortgage Inc. with a sense of shared values and beliefs centered around honest advice and putting clients first. They've created a space where clients and industry partners are the main focus and the goal is that everyone is comfortable throughout the process and informed on decisions being made on mortgage financing.
"Since we live in mortgage financing, it isn’t just about the single transaction; it is about developing lasting relationships, perpetuating positivity in our community, and helping one another. We do the best we can to make that a reality for everyone we interact with".
Managing Partner & Principal Broker
Balraj grew up in Singapore and moved to Honolulu, Hawaii to attend university in 2007. He earned his BSBA in Travel Industry Management from Hawaii Pacific University in 2010 and has since worked in the capacity of a management consultant in the tourism, hospitality, and real estate industries. While living on Oahu, he met his best friend and the love of his life and they made the decision to move back to Canada to be closer to her family at the end of 2014. They settled in Nanaimo on Vancouver Island the next year and began working hard to establish themselves. Balraj decided to become a mortgage broker after his own first time home buyer journey. Balraj's goal is to guide you each step of the way and make the home buying process as stress free as possible. He wants his clients to feel genuinely valued, understood and educated on the decisions that they are making.
Partner & Senior Mortgage Advisor
Jose is a proud resident of the Cowichan Valley and can often be seen enjoying all aspects of Vancouver Island living. Jose graduated from Vancouver Island University with his Bachelor of Business Administration with a Major in Finance. Being passionate about soccer and a team member for most of his life, José has learned to consider perspectives other than only his own, and to create and achieve common goals. His care for others translates into honest relationships and a sense of responsibility and commitment. Jose recently became a new dad, one of his proudest moments. Working as a mortgage advisor has been a natural fit for Jose. He dedicates himself to providing his clients with the utmost care and service.
Melanie joins the collaborative Lendlab team as one of their valued Mortgage Advisors. Her career in the mortgage industry began in 2020 where she worked and trained with co-founder, Jose Muro. Melanie has a background in business administration, tourism, and wine and event management. When combined with her diligence and dedication, thirst for learning, and commitment to client care, it was not long before Melanie was recognized as an excellent mortgage broker among industry peers and clients. Melanie’s clients describe her as thorough, patient, efficient, and supportive. As a born and raised Nanaimo resident, Melanie has a passion for sharing her love of Vancouver Island with her clients. Connecting over shared experiences or recommending her favourite places to visit is why her clients say she is so personable to work with. Outside the office, she can be found exploring with her dog, enjoying a nice glass of wine, reading a book, or baking extravagant cakes and treats.
Colin is a lifelong Vancouver Island resident having lived in both the Cowichan Valley and now calling Nanaimo home. He graduated from Vancouver Island University with his Bachelor of Business Administration with a Major in Accounting. While attending school he played on the VIU Mariners varsity soccer team achieving a National Championship in 2017 and being awarded the finals Most Valuable Player. After graduating from University, Colin worked in the banking industry before deciding to make the switch to Lendlab Mortgage Inc. Balancing school, soccer, and work throughout his university career has taught him to be extremely organized and flexible in a variety of situations. He brings this work ethic to the mortgage industry adapting to his client’s busy schedules. Colin has a passion for helping First-Time Home Buyers enter the housing market. He wants to leverage the right mortgage products to help clients achieve their goals whether that is financing their dream home, building equity through real estate, or creating better cash flow with investment properties to increase their current financial freedom.