A team based
on putting you and your family first.
Balraj & Jose met a few years ago on opposite sides of the process. Jose was new to the Nanaimo mortgage broker industry and Balraj & his wife were first time home buyers. After a successful home purchase in Nanaimo, Balraj was interested in learning more about real estate financing and explored the idea of becoming a mortgage broker himself. After completing the educational and licensing requirements, he teamed up with Jose who started showing him the ropes. The two became friends and worked well together from the get go, learning and growing at the same time.
Jose was promoted to lead mortgage broker and managed the day to day operations of a successful brokerage in town earning rave reviews on his dedication. Balraj spent his time developing the skills and knowledge on all aspects of mortgage brokering and the time came for him to set off on his own. After some time navigating the mortgage world by himself, an opportunity came up and they decided to set up shop together.
Jose & Balraj started Lendlab Mortgage Inc. with a sense of shared values and beliefs centered around honest advice and putting clients first. They've created a space where clients and industry partners are the main focus and the goal is that everyone is comfortable throughout the process and informed on decisions being made on mortgage financing.
"Since we live in mortgage financing, it isn’t just about the single transaction; it is about developing lasting relationships, perpetuating positivity in our community, and helping one another. We do the best we can to make that a reality for everyone we interact with".
Jose is a proud resident of the Cowichan Valley and can often be seen enjoying all aspects of Vancouver Island living. Jose graduated from Vancouver Island University with his Bachelor of Business Administration with a Major in Finance. Being passionate about soccer and a team member for most of his life, José has learned to consider perspectives other than only his own, and to create and achieve common goals. His care for others translates into honest relationships and a sense
of responsibility and commitment. Jose recently became a new dad, one of his proudest moments.
Working as a mortgage advisor has been a natural fit for Jose. He dedicates himself to providing his clients with the utmost care and service.
Balraj grew up in Singapore and moved to Honolulu, Hawaii to attend university in 2007. He earned his BSBA in Travel Industry Management from Hawaii Pacific University in 2010 and has since worked as a hospitality, tourism and real estate consultant. While there, he met his best friend and the love of his life and they made the decision to move back to Canada to be closer to her family at the end of 2014. They settled in Nanaimo the next year and have been working hard to establish themselves. Balraj decided to become a mortgage broker after his own first time home buyer journey.
Balraj's goal is to guide you each step of the way and make the home buying process as stress free as possible. He wants his clients to feel genuinely valued, understood and educated on the decisions that they are making.